Evaluate
Calculator Lab
Every calculator supports manual inputs, saved scenarios, and attaching a calculation to a prospective deal.
2 saved scenarios
Calculator A · Acquisition financing
Acquisition financing sandbox
$0
0.0% · $0
9.0%
10 years
Total project cost$160,000
Buyer contribution $0Seller note $0Bank financing $160,000
Estimated monthly bank payment
$2,027
Excludes seller-note payments, taxes, insurance, and other ongoing costs.
FeasibilityFinancing eligibility unverified
Excludes taxes, insurance & other ongoing costs
This is a preliminary math sandbox, not an underwriting or eligibility decision. It assumes all non-equity funding is available and does not test whether the seller note and bank loan can legally or commercially coexist.
Funding feasibility — not approval
Three outcomes, not a green button
Balanced
Sources equal total cost.Unverified
Math works; lender eligibility not tested.Lender-confirmed
Only after written underwriting.Regulatory reference
SBA lending guidance
SOP 50 10 policy manual7(a) program guidanceBorrower information form (1919)
The October 2026 rules distinguish initial acquisitions from qualifying expansions — keep this logic version-controlled in the live app.